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This involves learning new habits and setting old ones aside.
On our website, you will find a variety of tools to assist you with this.
Debt Management is not the right solution for everyone and working one on one with a certified credit counselor will help identify the best debt solution for you.
Debt counseling involves meeting, either in person or by phone, with a certified credit counselor who will review your entire financial situation including your income, expenses, secured debts and unsecured debts and developing a plan to help you achieve your financial goals while becoming debt free.
Debt consolidation makes repaying your bills easier.
Instead of making multiple payments to multiple creditors, the program lets you make one easy, monthly payment and the processing company will then pay your creditors for you.
The options available through debt counseling may include, working directly with your creditors and tightening your budget in order to pay down your debt.
They will then review the options available and help you choose the one that's best for you.
And we're here to help you get out of debt for good.